Would you like to take out a loan without private credit checker? Have you already looked for lenders for Swiss credit in Switzerland and found nobody? Now are you trying your luck with the loan from Luxembourg?
We would like to help you with information so that you do not waste your valuable time in a “ghost hunt”. private credit checker-free bank credit is not granted to Germans in Luxembourg or Switzerland.
Credit from Luxembourg – without private credit checker?
Luxembourg is one of the most important financial centers in europe. Important for companies looking for a tax haven. Politically, everything was done to court tax refugees in Luxembourg. It is wrong to conclude that private credit checker-free credit from Luxembourg is granted. Only banks that help large corporations manage their capital flows through Luxembourg are found.
People who want to take out a small loan that does not fall victim to their poor private credit checker credit rating are in the wrong place there. “Warmer” would be the trace of the private credit checker-free loan for Germans in Switzerland. The loan search is expected to end there at Better financing AG, based in St. Gallen. The private credit checker-free loans came from there until April 2009.
It was the Federal Administrative Court that put an end to classic loans without private credit checker from Switzerland. (To be read under Az. 8 C 2.09). The bottom line of the judgment is that not every credit institution domiciled abroad may grant a private credit checker-free loan to Germans. People looking for a private credit checker-free loan from Luxembourg have confused Luxembourg and Liechtenstein.
Liechtenstein loan without private credit checker – providers and backgrounds
As far as our research shows, only Sigma Kreditbank from Liechtenstein is currently granting private credit checker-free bank credit to citizens of Germany. Without private credit checker means that private credit checker remains completely excluded from the credit process. It will not be asked for a credit check, nor will approved credit be reported to private credit checker. From a borrower’s perspective, this gives rise to two advantages over a loan despite private credit checker from Germany.
On the one hand it is possible to get a loan even though the negative entry is still valued. – was not paid. In doing so, the bank takes an extremely high credit risk because the titled entry poses the risk of enforcement at any time. A garnished borrower is unlikely to be able to meet its installment payments. The second advantage could be more appropriate to the Luxembourg loan in question.
Without the notification of the lending to private credit checker, approved credit can be disguised. This does not save taxes, but it increases the credit rating. If, for example, home financing was required but equity capital was lacking, a credit of USD 7,500 without private credit checker from Liechtenstein could facilitate the crucial proof of equity.
Loan advertising for the international loan without private credit checker
“The world can be bought with private credit checker-free financing, paid out in 24 hours even without a credit rating.” This admittedly exaggerated sentence illustrates how unrealistic the advertising for the foreign loan without private credit checker is. Excessive credit advertising is primarily intended to mislead people.
Your interest in a loan that no bank in the world could grant can be misused for other purposes. It is all the more important to know the real offer. Not whether the loan comes from Luxembourg or from Liechtenstein, but authentic information.
Special credit without private credit checker – clear offer
Neither a credit without credit rating nor a loan for overindebted people is offered. The bank offers hand-picked borrowers who can afford their credit the chance to prove their creditworthiness in the individual case examination. The international loan is offered as an employee loan without a guarantor. An adequate amount of income subject to social security contributions forms the basis for lending.
Job security is also a decisive factor. An unlimited employment contract outside the trial period is required. Compared to regular loan offers, the employment relationship must have existed for a long time. The amount of the loan determines how long and how high the attachable income component must be. Optionally, 3500 USD, 5000 USD or 7500 USD credit without private credit checker are offered.
The term always extends to 40 repayment months for all loan models. The most moderate requirements apply to the smallest loan amount. At least 100 USD of attachable income portion would have to be proven and a length of service of 12 months. Then the specifications rise by leaps and bounds. For a 5000 USD loan, 530 USD of attachable income portion and 36 months with the employer would be necessary.
Loans without private credit checker – alternatives
For the borrower with a negative private credit checker, it does not matter whether a loan comes from Luxembourg, Liechtenstein or Germany. It is important to qualify for lending and to finance it as cheaply as possible. Venture credit from abroad is expensive, inflexible and avoidable if a paid private credit checker entry is the only obstacle to credit. Interested parties who qualify for a foreign loan generally also have credit opportunities in Germany.
Despite private credit checker from Germany, Bank loan offers more flexibility than the foreign loan. The required loan amount would be selectable, as would the term. Private lenders come into play when it comes to average interest rates on risk credit. All in all, all risk loans have become somewhat cheaper. But with private loans, the loss of interest-earning classic investment options has a clear impact.